Frequently Asked Questions
Last updated: 2026-09-14
Is BrightFunds a lender?
No. BrightFunds is a connection service, not a lender. It passes your form to lenders in its network. Any loan offer you receive comes from the responding lender.
Will this affect my credit score?
BrightFunds does not run a credit check. If a lender responds and you choose to proceed, that lender may conduct their own credit review as part of their normal process.
What happens after I submit?
Your form goes to lenders in the BrightFunds network who are active in your state. A lender who finds a match may reply on-screen or contact you after you leave.
How much can I request?
You can request between $100 and $5,000. The amount a lender can actually offer depends on their own policies and what you provide in the form.
Is there a fee to use this page?
No. BrightFunds is free to use. It earns compensation from lenders in its network. Any fees a lender charges are clearly disclosed before you agree to any offer.